Many people prefer taking loans from private money lenders in Lagos and other major cities rather than using loan apps. Some of their arguments are that it doesn’t require huge interest, the repayment time is long and there is no risk of being hacked among many other reasons.
Even though using money lenders in Lagos and other cities has its advantages, there are also disadvantages. Nevertheless, we have gathered the list of the top best money lenders in Lagos that gives loans without collateral.
Are you part of those searching for personal money lenders near me? Finish reading this article to find out different individual money lenders in Lagos with their details and requirements.
About Money Lenders in Lagos
There are many money lenders in Lagos that give out instant loans offline to individuals and businesses. These offline loan companies in Lagos give room for face-to-face interactions while giving loans unlike the different loan apps in Nigeria.
Also, they usually operate using the same methods and requirements. Some of their requirements may include;
- Be at least 22 years old
- Complete a loan application form to indicate interest.
- Provide a Passport photograph
- Provide an active bank account and BVN from a commercial bank
- Have a stable means of income or provide a valid confirmation of employment letter
- Provide bank account statement (at least 3 months) and so on.
List of Top Private Money Lenders in Lagos, Nigeria
Below is the updated list of private money lenders in Lagos without collateral.
GTHomes Limited/Imperial Homes Mortgage Bank
GTHomes Limited or the Imperial Homes Mortgage Bank is one of the top private money lenders in Nigeria. The loan company which also offer Real Estate services is known for offering quick NHF loans to individual and businesses.
Imperial Homes Mortgage is physically located at No. 28 Saka Tinubu Street, Victoria Island in Lagos. You can visit their office to obtain an instant loan.
City-Code Mortgage Bank Limited
Here is also one of the personal money lenders in Lagos that offers quick loans offline. Are you in dire need of funds for personal or business use? You can visit the City-Code Mortgage Bank Limited office at No. 21/25 Broad Street, Lagos Island in Lagos State.
Direct Bridge Nigeria Limited
Direct Bridge Nigeria Limited is another individual money lender in Lagos that provides loans for salary workers. With your salary account, you can obtain an instant loan by visiting their office at 703A1 Thomas Adeboye Drive in Lagos.
Trinity Loans and Savings Limited
Like many commercial banks that give loans, Trinity Loans and Saving Limited give out loans to an individual with a stable income or salary account. To know more about their services, you can visit their office at No. 79 Allen Avenue, Ikeja in Lagos.
Wema Homes Limited (Savings and Loans)
Ever heard of Wema Homes Limited? A private money lender company in Lagos that gives out loans to people with a stable income. Considerations are also given to individuals who have an active bank account.
Are you in dire need of instant funds? You can visit the Wema Homes Limited office at No. 65A Opebi Road, Ikeja.
CRC Credit Bureau
Are you looking for an offline money lender in Nigeria that gives loans with good interest rates? CRC Credit Bureau is one of the top private money lenders in Lagos, Nigeria. The loan company deals with credit information and loans. You can get more information about their services and rates by visiting No. 26, McCarthy Street in Lagos. Check out the list of Banks That Gives Business Loan Without Collateral
The list of the top offline money lenders in Lagos, Nigeria won’t be complete without mentioning Alliance Consulting. They provide loans to both individuals and businesses at an affordable rate. You can visit Alliance Consulting at UBA House, 5th Floor in Lagos to learn about their terms and conditions.
When it comes to providing quick loans for businesses and individuals, Quick Loan is one of the top private money lenders in Lagos you try out. As long as you have a viable means of income, an Identification card, and meet other requirements, you will be given a quick loan. Quick Loan office is located physically at No. 47 Obafemi Awolowo Way, Allen, Ikeja
Hometrust Savings and Loans Limited
Another offline money lender in Lagos is Hometrust Savings and Loans Limited. Like many other loan companies in Lagos, they offer instant loans to an individual who meets their requirements offline.
Some of the requirements include having a stable income, an active bank account and BVN in a commercial bank, and so on. Visit Greenwich House, Oyin Jolayemi Street, Victoria Island in Lagos to learn more about their services and rates.
Partnership Loans and Savings Limited
Partnership Loans and Savings Limited is another personal money lender in Lagos that is capable of giving instant loans for personal and business use. You can visit their office at No. 150 Awolowo Way, Ikeja for more details about their loans.
List of Other Private Money Lenders in Lagos With Addresses
1. TMC Savings and Loans
Physical Address: 187 Ajose Adeogun Street, Victoria Island
2. Supreme Loans and Savings Limited
Physical Address: Falomo Shopping Centre, Ikoyi, Lagos
3. Jubilee-life Savings and Loans
Physical Address: Ikorodu Road, Ketu Lagos
Physical Address: 43 Church gate street, Victoria Island, Lagos
5. Fast Cash Loans
Physical Address: 32 A, Adeola Odeku St, Victoria Island, Lagos
6. Space Dynamics Limited
Physical Address: 2A Adeogun Raymond Njoku Street, Ikoyi
7. Accord Savings and Loan Limited
Physical Address: 2 Aromire Avenue, Ikeja, Lagos
8. Suburban Trust Loans and Savings
Physical Address: 4B Mobolaji Way, Ikeja, Lagos. Check out all the USSD Codes For Loans in Nigeria (All Bank Loan Codes in Nigeria)
9. Oasis Loans and Savings Limited
Physical Address: Oasis House 298, Ikorodu Road, Ikeja, Lagos
10. Stallion Loan and Home Savings Limited
Physical Address: 2a Akerele Street, Ikeja, Lagos
11. Skyfield Loans and Savings Limited
Physical Address: Jide Oki Street, Victoria Island, Lagos
12. Institute of Loan & Risk Mgt
Physical Address: Palmgrove, 190/192 Ikorodu Road, Lagos
13. Independent Communication Network Ltd
Physical Address: 27 Acme Road, Ikeja, Lagos
Final Thoughts about Money Lenders in Lagos
Getting loans through money lenders offline can be useful, especially when directed towards good use. As good as money lenders are, they can be brutal when it comes to repayment. We advise you to borrow only the amount you can repay from these offline money lenders.
Have you ever made use of any of the private money lenders in Lagos above? What was your experience? Share your thoughts via the comments section.