Gone are those days when you need to go to the bank to get loans, these days you can get it using the USSD codes for loans in Nigeria. This article contains a list of all the bank loan codes and other USSD codes for loans in Nigeria that you can use to secure loans from different banks.
USSD Loan Codes in Nigeria
Before we list the USSD codes for loans in Nigeria, let’s take a look at the requirements needed to borrow money using USSD Code in Nigeria.
Requirements to Use Code for Borrowing Loan in Nigeria
Apart from other requirements, most commercial and microfinance banks in Nigeria requires you to have at least the following;
Although most commercial banks only give loans to their customers which means you must have an account with them to borrow money using USSD Code in Nigeria from them.
Most banks borrow customers between N10,000 to N5 million depending on the customer account type. While some bank-like GTBank only gives loans to only Salary earners but you can still try other bank USSD codes for instant loans in Nigeria.
List of USSD Loan Codes To Borrow Money in Nigeria
You can borrow money using the USSD code in Nigeria without any collateral or going to the bank. Also, you don’t need to download any loan apps. Check out the list of the top online lending mobile apps
See below for the different banks’ USSD Loan Codes in Nigeria for instant loans in Nigeria.
List of All Commercial Bank Loan Codes
Guaranty Trust Bank, GTB USSD code for loans in Nigeria is *737*51*51#
Fidelity Bank USSD code for loans in Nigeria is *770#
First Bank USSD code for loans in Nigeria is *894#
Wema Bank USSD code for loans in Nigeria is *945#
Skye Bank USSD code for loans in Nigeria is *833#
Sterling Bank USSD code for loans in Nigeria is *822#
Diamond Bank USSD code for loans in Nigeria is *710*11#
Quick Teller USSD code to borrow loan in Nigeria is *322# (for Airtel, MTN & 9mobile users)
Quick Teller USSD code to borrow loan in Nigeria is *805# (for Glo users)
Carbon Paylater USSD code to borrow loan in Nigeria is *1303#
Verve ECash USSD loan code is *322*60#.
Now that we have listed all the bank loan codes in Nigeria, the next thing is to show you how to borrow money using USSD Code in Nigeria.
How to Apply for Loan Using USSD Code to Borrow Money in Nigeria
With the advent of technology, you can now borrow loans using the bank loan code without collateral. With just your registered phone number on your bank account and other requirements listed up, you are able to borrow money using USSD Code in Nigeria from any bank.
Follow these processes to use any USSD Loan odes for instant loans in Nigeria.
Decide which loan provider to use. For instance, you can decide to borrow from Fairmoney
Check out the USSD codes for borrowing loans from the loan provider. Fair money USSD code for borrowing loans is *322*6#
Press the code on your phone and follow all the processes displayed on your phone.
Final Thoughts on USSD Codes for loans in Nigeria
Almost everyone will need to borrow money from one loan provider or the other with the above USSD Loan Codes in Nigeria. Especially if it is needed urgently to offset rents, school fees, debt, or start a business.
Using any of the USSD codes for borrowing loans in Nigeria will help you to achieve that. You can try one bank loan code after another to get a loan.
Further, we advised you to borrow the amount you can safely return back. Apart from securing loans, here are other ways to raise funds for your business.